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SR-22 & FR-44 by State (Requirements, Duration, & Costs in 2025)

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① SR-22/FR-44 Basics + State-by-State Snapshot (2025)

Bookmark-worthy table below (expand or adapt for your CMS). It highlights the program name, typical “how long,” and a notable rule you can turn into internal links/outbound citations per state DMV.

StateProgramTypical DurationNotable Rule / Quirk
CaliforniaSR-22~3 yearsProof of insurance filing required & maintained for 3 years after certain suspensions/DUI; SR-22/SR-1P acceptable. カリフォルニア州車両管理局+1
ColoradoSR-22~3 yearsInsurer must notify DMV on cancellation; lapse alone can suspend license. dmv.colorado.gov
FloridaFR-44 (DUI) / SR-22 (non-DUI)Often 3 yearsFR-44 requires 100/300/50; tracked via “Transaction 44/46”. SR-22 is 10/20/10 for applicable non-DUI cases. flhsmv.gov+1
GeorgiaSR-22A / SR-22Up to 3 yearsFor 2nd+ “No Insurance,” SR-22A with prepaid 6-month blocks and 3-year maintenance. Lapse cancels license. Georgia Department of Driver Services+1
IllinoisSR-2236 monthsAny lapse triggers suspension; broad use across uninsured/points/DUI contexts. ilsos.gov
MissouriSR-22 / SR-22A2–3 yearsCommonly 2 years (judgment/points), but some cases = 3 years from eligibility; SR-22A referenced in forms. ミズーリ州歳入省+2ミズーリ州歳入省+2
TexasSR-22 / SR-22A~2 years (many alcohol-related)DPS explains SR-22; legacy SR-22A references remain in official materials. テキサス州公安全部+1
VirginiaFR-44 (DUI) / SR-22Often 3 yearsFR-44 = double state minimums. VA minimums increase to $50/100/25 on Jan 1, 2025, then $60/120/30 in 2027. dol.wa.gov+1
WashingtonSR-22~3 yearsClock often runs from “eligible to reinstate” date; details on WA DOL.
AlaskaSR-22~3 years (most offenses)DMV: SR-22 is proof for the future; non-owner SR-22 available. アラスカ州自動車局

Sources for table highlights: CA DMV, CO DMV, FLHSMV manuals, GA DDS, IL Secretary of State, MO DOR, TX DPS, VA DMV, WA DOL, AK DMV. アラスカ州自動車局+15カリフォルニア州車両管理局+15カリフォルニア州車両管理局+15

Note on states that don’t use SR-22: Some states verify insurance without SR-22 filings. Pennsylvania is often cited as not using SR-22; the PennDOT pages cover “financial responsibility” proofs but do not reference SR-22, and press/consumer sources note SR-22 isn’t required there. Always follow your state notice. パブリックアドミニストレーション+1


FR-44 deep dive (Florida & Virginia)

  • Florida: After DUI convictions (post-10/1/2007), drivers must carry FR-44 with 100/300/50 liability and continuous proof; insurers file “Transaction 44,” cancel via “FR-46.” Some filings are non-cancellable within the policy period per state instructions to carriers. flhsmv.gov+2flhsmv.gov+2
  • Virginia: FR-44 = 2× the ordinary minimums; Virginia’s minimums increase on Jan 1, 2025 to $50/100/25, which means FR-44 doubles those new minimums. dol.wa.gov+1

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